Chief Credit Officer
Armen brings over thirty years of commercial banking experiences with a proven record in credit risk management, business development, underwriting, and structuring. His broad experience in credit risk management areas includes writing credit policies and procedures, creating risk-rating models, training, and addressing regulatory matters. He also has expertise in working with middle market companies on leveraged financing, healthcare, commercial real estate, Hi-tech, and asset base lending (ABL).
Most recently, Armen was Credit Team Leader – Middle Market Banking at Wells Fargo, where he managed a team of underwriters. Before that, Armen was the Chief Credit Officer and Head of Credit Administration at Bank Leumi. While there, he held credit approval authority, managed all credit policies and procedures to ensure compliance with regulatory frameworks, and managed the loan review process covering cycle exams and special reviews of the loan portfolio covering all business units. He established credit policies, portfolio limits, and risk appetites throughout the bank. He has also spent time at Sovereign Bank/Santander Bank, CIT Group, Siemens Financial Services, and SunTrust Bank.
Education
B.S. and M.B.A., New York University